Harley-Davidson Promotions

Offers and Financing Programs

We offer financing solutions for New, Used, and Private Party H-D® motorcycle purchases – from flexible loan rates and terms.


  • GET ON SELECT SOFTAIL® MODELS FOR UNDER $250 PER MONTH

    GET ON SELECT SOFTAIL® MODELS FOR UNDER $250 PER MONTH

    Take advantage of extended terms now available on all Softail® models and ride for as little as $250 per month with 10% Down for 84 months.

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    Financing Offer available only on new Harley‑Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 7.99% offer is available on new Harley‑Davidson® motorcycles to high credit tier customers at ESB and only for up to an 84-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2019 Road King® motorcycle in Vivid Black with an MSRP of $19,289.00 a 10% down payment and amount financed of $17,360.10, 84-month repayment term, and 7.99% APR results in monthly payments of $270.49. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley‑Davidson® Dealership for details.

  • GET ON SELECT TOURING MODELS FOR UNDER $299 PER MONTH

    GET ON SELECT TOURING MODELS FOR UNDER $299 PER MONTH

    Take advantage of extended terms now available on all Touring models and ride for as little as $299 per month with 10% Down for 84 months.

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    Financing Offer available only on new Harley‑Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 7.99% offer is available on new Harley‑Davidson® motorcycles to high credit tier customers at ESB and only for up to an 84-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2019 Road King® motorcycle in Vivid Black with an MSRP of $19,289.00 a 10% down payment and amount financed of $17,360.10, 84-month repayment term, and 7.99% APR results in monthly payments of $270.49. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley‑Davidson® Dealership for details.

  • GET ON A SPORTSTER FOR AS LOW AS $124 PER MONTH

    GET ON A SPORTSTER FOR AS LOW AS $124 PER MONTH

    Take advantage of extended terms now available on all Sportster® models and ride for as little as $124 per month with 10% Down for 84 months.

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    Financing Offer available only on new Harley‑Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 7.99% offer is available on new Harley‑Davidson® motorcycles to high credit tier customers at ESB and only for up to an 84-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2019 Softail Slim® motorcycle in Vivid Black with an MSRP of $15,949, a 10% down payment and amount financed of $14,354.10, 84-month repayment term, and 7.99% APR results in monthly payments of $223.65. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley‑Davidson® Dealership for details.

  • RIDER TRAINING GRADUATES 3.49% APR OFFER ON NEW

    RIDER TRAINING GRADUATES 3.49% APR OFFER ON NEW

    Complete the Harley-Davidson® Riding Academy Course or other approved accredited course and get rates as low as 3.49% APR on new motorcycles. You must apply within 180 days of course completion.

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    Used Financing Offer available only on used Harley‑Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 4.49% APR offer is available only to high credit tier customers who have completed a Riding Academy, Skilled Riders, MSF or other state accredited course within 180 days of application date and only for up to a 60 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2015 Softail® Deluxe model in Vivid Black with sale price of $18,099, 10% down payment and amount financed of $16,289.10, 60 month repayment term, and 4.49% APR results in monthly payments of $303.60. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. Offer expires June 30, 2019. See your Harley‑Davidson® Dealership for details.

  • RIDER TRAINING GRADUATES 4.49% APR OFFER ON USED

    RIDER TRAINING GRADUATES 4.49% APR OFFER ON USED

    Complete the Harley-Davidson® Riding Academy Course or other approved accredited course and get rates as low as 4.49% APR17 on used motorcycles. You must apply within 180 days of course completion.

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    The creditor and issuer of the Harley‑Davidson® Visa® card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

  • GET 4.49% APR AND $0 DOWN ON NEW MOTORCYCLES

    GET 4.49% APR AND $0 DOWN ON NEW MOTORCYCLES

    Rates start at 4.49% APR for new Harley-Davidson® motorcycles with $0 down options available.

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    Financing Offer available only on New Harley‑Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 4.49% APR offer is available on new Harley‑Davidson® motorcycles to high credit tier customers at ESB and only for up to a 60 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2019 Softail® Fat Boy® motorcycle in Vivid Black with an MSRP of $19,049, no down payment and amount financed of $19,049, 60 month repayment term, and 4.49% APR results in monthly payments of $355.04. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley‑Davidson® Dealership for details.

  • GET 5.49% APR AND $0 DOWN ON USED MOTORCYCLES

    GET 5.49% APR AND $0 DOWN ON USED MOTORCYCLES

    Rates start at 5.49% APR for Used Harley-Davidson® motorcycles with $0 down options available

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    Financing Offer available for Used Harley‑Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 5.49% APR offer is available on Used Harley‑Davidson® motorcycles to high credit tier customers at ESB and only for up to a 60 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2015 Softail® Deluxe model in Vivid Black with a sale price of $17,845, no down payment and amount financed of $17,845, 60 month repayment term, and 5.49% APR results in monthly payments of $340.78 In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley‑Davidson® Dealership for details.
    The customer (“Purchaser”) must purchase a new or used model year 2013 or newer Harley-Davidson Sportster motorcycle available and in stock a participating U.S. H-D dealer ("Eligible Motorcycle") between February 1, 2019 and August 31, 2019 ("Sales Period").
    Purchaser who purchases an Eligible Motorcycle during the Sales Period has the option to trade-in the Eligible Motorcycle at its original purchase price towards the purchase of a new, unregistered, model year 2017, 2018, 2019 or 2020 Harley-Davidson Touring, Trike, Softail, Dyna, Sportster, Street or Special 3. Edition/Shrine Big Twin motorcycle (“Eligible Trade-Up Motorcycle”). Offer is limited to one claim per eligible VIN. Excludes Police Models.
    trade-in must occur no later than August 31, 2020 (“Trade-Up Period”).
    Customers must redeem the offer at the same H-D dealership where the Eligible Motorcycle purchase originated. Certain exceptions apply for customers who move during the Trade-Up period. See participating H-D dealer for details.
    The owner must have the original bill of sale and title in the original owner’s name as valid proof of purchase of the qualifying new motorcycle at time of trade-in to qualify for this offer.
    Original purchase price does not include taxes, title, registration, license fees, state fees, parts and accessories, dealer set-up/prep/freight charges, ancillary products (e.g., Extended Service Plans, GAP, wheel and tire coverage, etc…) and other dealer add-ons, regardless of the amount actually paid.
    The offer only applies to Eligible Motorcycles submitted for trade-in on a new, unregistered Eligible Trade-Up Motorcycle of greater value and not the same model. Offer is limited to one claim per eligible VIN. Offer is limited to one claim per customer.
    The Purchaser is responsible for the difference between the trade-in value of the Eligible Motorcycle and the purchase price of the Eligible Trade-Up Motorcycle.
    Trade-in must be a vehicle in good condition and good working order. Tires, suspension, engine, and transmission must all be within factory specifications and are subject to inspection by the participating H-D dealer. Vehicle exterior cannot reflect neglect or abuse. The participating H-D dealer will make the sole determination regarding whether the trade-in is in good working condition and good working order.
    The purchaser is responsible for all costs of operating and maintaining the Eligible Motorcycle prior to trade-in.
    This offer may not be combined with any other promotions, offers or discounts without the express permission of Harley-Davidson. However, qualified customers can use Harley-Davidson Financial Services special financing promotions in conjunction with the Freedom Promise. The Freedom Promise trade-in benefit will not be considered as part of the rider’s down payment.
    This offer is not transferable except to the original owner’s spouse or to the original owner’s legally recognized domestic partner, provided such person lives in the same household and has the same permanent address as the original owner. The H-D dealer may require documentation to substantiate this relationship before extending the offer to the spouse or domestic partner.
    Eligible Trade-Up Motorcycles must be taken from dealer stock and are not available on future motorcycle orders, deliveries or deposits outside the Trade-Up Period. Certain models of motorcycles may not be available at some participating dealers.
    Valid only at participating U.S. H-D dealerships. Offer not valid in Hawaii. Non-transferrable. Cannot be redeemed for cash or cash equivalent. Offer not valid on motorcycles purchased and/or delivered outside the Sales Period or outside the U.S. Harley-Davidson and/or H-D dealer are not responsible for lost or stolen proof of purchase documentation. Offer is subject to change without notice. Void where prohibited.

  • FREEDOM PROMISE PROGRAM

    FREEDOM PROMISE PROGRAM

    The purchase price you pay on an eligible new or used Harley-Davidson Street® or Sportster® model is the money you get back when you trade-in before August 31, 2020.

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    Financing Offer available only on new Harley‑Davidson® Softail and Touring motorcycle models financed through Eaglemark Savings Bank and is subject to credit approval. Not all applicants will qualify as the Annual Percentage Rate (APR) will vary based on the applicant’s past credit performance and the term of the loan. Financing offer is available only for up to a 60-month term. For example, a 2019 Road Glide® Special motorcycle in Billiard Blue with an MSRP of $27,989, no down payment and amount financed of $27,989, 60-month repayment term, and 2.99% APR results in monthly payments of $502.80. In this example, the customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by March 31, 2019. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See a Harley‑Davidson® Dealer for details.

  • GET 4.49% APR AND $0 DOWN ON NEW HARLEY-DAVIDSON STREET® MOTORCYCLES

    GET 4.49% APR AND $0 DOWN ON NEW HARLEY-DAVIDSON STREET® MOTORCYCLES

    GET 4.49% APR AND $0 DOWN ON NEW HARLEY-DAVIDSON STREET® MOTORCYCLES

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    Financing Offer available only on Used Harley‑Davidson Street® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 5.49% APR offer is available only to high credit tier customers at ESB and only for up to a 72 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2015 Street™ XG500 motorcycle model in Vivid Black with a sale price of $6,799, no down payment and amount financed of $6,799, 72 month repayment term, and 5.49% APR results in monthly payments of $111.05. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley‑Davidson® Dealership for details.

  • RIDER-TO-RIDER FINANCING PROGRAM

    RIDER-TO-RIDER FINANCING PROGRAM

    The Harley-Davidson® Rider-to-Rider Financing program offers financing to qualified individuals who are buying a used motorcycle from a private party.

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    See your local dealer for more details or apply for credit.

  • H-D™ VISA® CARD INTRODUCTORY OFFER

    H-D™ VISA® CARD INTRODUCTORY OFFER

    Earn $100 in H-D™ Gift Cards + Low Intro APR. With the H-D™ Visa card, you’ll earn points for every eligible net purchase you make on the card. For every 2,500 points you earn, you can redeem for a $25 H-D™ Gift Card to spend at Harley® dealerships and h-d.com/store. Plus, earn a chance to win a bike each month in Free Ride Sweepstakes entries with double the entries if you’re a H.O.G.® member.

  • STATESIDE ACTIVE MILITARY FINANCING PROGRAM

    STATESIDE ACTIVE MILITARY FINANCING PROGRAM

    As a thank you for your service, active duty stateside military personnel can get $0 down payment, reduced rates and flexible term options.

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    See your local dealer for more details or apply for credit.